10 UNKNOWN FACTS ABOUT SOCIAL SECURITY DISABILITY

Here are things most people don't know about Social Security:

1. It is a federal insurance program, not an entitlement, benefit or hand out.

2. It is mandatory; you cannot opt out of it if you work.

3. No tax money is used to pay Social Security benefits.

4. Social Security has 2 trust funds: Retirement and Disability--both paid for by tax on workers' earnings (payroll deduction, called FICA).

5. Not everyone is covered by Social Security--only those who have worked recently.

6. You can earn up to 4 work credits for a year of work (1 credit per calendar quarter).

7. Most people need a minimum of 20 work credits for a disability claim.

8. You lose work credits if you don't work for a few years (They expire).

9. Disabled claimants usually need an attorney to get their benefits.

10. There are several very different programs handled by the Social Security Administration; 2 that often get confused are SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance). They sound alike but are very different.

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The Forsythe Firm in Huntsville is a Social Security disability exert, offering free consultations and representation without a fee or cost unless your claim is paid with past due benefits. We're easy to talk to. No hassle, no delays, no recordings to listen to. Call (256) 799-0297. We answer!