CAN THEY GARNISH YOUR SSDI BENEFIT?

Under most circumstances, creditors cannot garnish or seize Social Security disability benefits. For example, loan companies, banks or credit card companies cannot garnish your SSDI check.

However, there are some debts that do allow garnishment, including:

1. Child support and alimony

2. Court ordered restitution to a crime victim

3. delinquent taxes

4. Debts owned to a federal agency: student loans or certain home loans that are federally funded or guaranteed.

Protection can be compromised or confused if you put Social Security benefits into a bank account with other money. Keep your Social Security money in a separate, dedicated account--by itself. That way, if you fall victim to an illegal or improper garnishment, it's easier to get your money back.