WHY WOULDN'T YOU GET SSDI BENEFITS?

Social Security Disability Insurance (SSDI) benefits require explicit criteria and proof. About 7 out of 10 new SSDI applications are denied at the first level. Here are common reasons for denial:

1. Not Enough Work Credits. If you are age 31 or over, you must have 40 work credits, 20 of which were earned in the past 10 years. You may earn up to 4 work credits per year by paying FICA on wages.

2. Insufficient Medical Evidence. You must prove that you have a severe impairment that has lasted/will last at least 12 straight months or is expected to end in death. No short term benefits are available.

3. Able to do Past Work. Social Security finds that you are able to perform some of your past relevant work (i.e., one of the jobs you have performed within the past 5 years).

4. Can Perform Other Work. Social Security finds that while you cannot perform any past work, you are able to perform other work in the national economy.

5. You're Currently Working. You are now working at "Significant Gainful Activity" (SGA). You may not receive an SSDI benefit while you work at SGA level. In 2026 you are working at SGA level if you earn wages or self-employment equal to $1,670 per month (before tax). Note: This is NOT an income test; it is a WORK test. Only wages or self-employment counts against you.

Many claimants really qualify for SSDI benefits but get denied anyway. Most denials can later be approved and paid on appeal. The appeals process is long and difficult and can require several filings and/or hearings. Most claimants turn to a disability lawyer for assistance with appeals. The US Government finds that claimants with legal representation get approved 3 1/2 times more often than claimants who are unrepresented.*

*Study by the Government Accounting Office (GAO)

For a FREE consultation, contact The Forsythe Firm in Huntsville at (256) 799-0297. You will be treated with courtesy and respect, and you will NEVER PAY A FEE until you win your case and collect your past due benefits. (256) 799-0297.